Prospectus Supplement No. 3 and Quarterly Report for Unified Grocers, Inc.

The Prospectus Supplement No. 3 serves as an essential document for investors and stakeholders of Unified Grocers, Inc. It supplements the original prospectus dated January 19, 2011, providing updated information regarding the securities registered for sale. The document is crucial for understanding the financial health and operational status of the company. It includes the Quarterly Report on Form 10-Q for the period ending July 2, 2011, which is filed with the Securities and Exchange Commission (SEC). This filing is a legal requirement that ensures transparency and compliance with federal regulations. The supplement emphasizes that neither the SEC nor any state securities commission has approved or disapproved of the securities, highlighting the importance of due diligence for potential investors. The date of this supplement, August 10, 2011, marks a significant point in the company's reporting timeline, reflecting its commitment to timely disclosures.

The financial statements included in the Quarterly Report provide a comprehensive overview of Unified Grocers, Inc.'s financial performance. The Consolidated Condensed Balance Sheets reveal total assets of $911,750,000 as of July 2, 2011, indicating a slight decrease from the previous year. Current assets, including cash and receivables, are critical for assessing liquidity. The liabilities section shows current liabilities of $268,817,000, which raises questions about the company's short-term financial obligations. The Consolidated Condensed Statements of Earnings detail net sales of $969,341,000 for the thirteen weeks ended July 2, 2011, reflecting a stable revenue stream. However, the cost of sales remains high, leading to a net earnings figure of $1,167,000. This data is vital for stakeholders to evaluate profitability and operational efficiency. The report also includes a discussion on management's analysis of financial conditions, which is essential for understanding the strategic direction of the company.

The document outlines various risk factors that could impact Unified Grocers, Inc. These include market risks, operational challenges, and regulatory compliance issues. The Management’s Discussion and Analysis section provides insights into how the company navigates these risks. It is crucial for investors to understand these factors as they can significantly affect the company's performance and stock value. The report also emphasizes compliance with the Securities Exchange Act of 1934, ensuring that the company adheres to all necessary regulations. The mention of the company being classified as a smaller reporting company indicates a specific regulatory framework that may affect its reporting requirements. This classification can influence investor perception and market behavior, making it a critical aspect of the overall analysis.

The Prospectus Supplement No. 3 and the accompanying Quarterly Report provide valuable insights into the operational and financial status of Unified Grocers, Inc. For investors, this document serves as a critical tool for making informed decisions. The detailed financial data, risk assessments, and compliance information are essential for evaluating the company's potential for growth and stability. Furthermore, the report's transparency fosters trust among stakeholders, reinforcing the company's commitment to ethical practices. The practical applications of this document extend beyond immediate investment decisions; it also serves as a benchmark for future performance assessments. Investors and analysts can utilize this information to compare against industry standards and peer performance, making it a vital resource in the financial landscape.